Admitted to the bar in Maryland. Graduated from American University with a BS in Urban Affairs and Administration of Justice in 1982 and the University of Maryland School of Law in 1985. Employed by Fidelity and Deposit Company of Maryland, which became Zurich Insurance Company, from 1985-2010, initially as a Claims Attorney in the Salvage Division to Senior Vice President and Chief Underwriting Officer of Zurich Surety. Joined Hanover Insurance Company as Chief Risk Officer in 2010. Joined The Surety and Fidelity Association of American in 2013. Also admitted in the United States District Court for the District of Maryland. Joanne has co-authored several publications for the American Bar Association and has given numerous presentations for AGC, DBIA, AMAC, COMTO, ConsensusDocs, US DOT, ACCA, FHWA, NAMC and many other trade associations and panels. Joanne also is an American Bar Association Fellow.
Joanne is a Board Member of the National Forum for Diversity in Construction and was named the 2016 Best Surety Executive for Minority Companies by the Maryland Washington Minority Companies Association. Joanne is passionate about helping small, diverse, and disadvantaged business to reach their fullest potential.